Apple finance то это

Two easy ways to finance your favourite Apple products.

Take home the products you love with an affordable instalment plan. Shop first, then apply for financing at Checkout.

• Choose an instalment period of 3 to 18, 24 or 36 equal monthly payments.
• £299 minimum order.
• Get an instant decision and have your order shipped directly to you.*

Representative Example

• £999 Loan Amount
• Cash Price £999
• Duration of Agreement 24 months
• Representative APR 14.9% (fixed)
• 24 Monthly payments of £47.95
• Total Amount Payable £1,150.80

• £99 minimum order.
• Get an instant decision and have your order shipped directly to you, or choose to pick it up from an Apple Store or local pick up point.
• Choose instalment period of 6,12,18 or 24 equal monthly payments.
• With one-off application process, once approved, there’s no need to apply again for future purchases.
• 14.9% interest rate p.a. fixed for the duration of the instalment plans.
• Standard rate of 21.9% applies to transactions made outside of any instalment plans.
• Representative example (instalment): A £500.00 purchase split over 24 monthly payments at 14.9% (fixed) would cost £24.00 per month. Total amount payable £576.00.
• Representative example (standard rate): £1,200 assumed credit limit, purchase rate 21.9% p.a. (variable), representative 21.9% APR (variable).

How it works.

Shop and make your purchase.

Continue with Checkout until you get to ‘How do you want to pay’.

Choose an instalment plan.

Pay over time. Choose Barclays or PayPal Credit.

Complete your order.

Place your order.

Barclays:-

• Review and place your order.
• You will be taken to Barclays website to complete your credit application.
• Your delivery date will be confirmed once your credit application has been approved.

Paypal:-

• Continue to PayPal website to complete your Credit application.
• Return to the Apple website.
• Review and place your order.

Gift cards are not eligible for financing

Credit subject to status. Different durations and interest may be offered. Subject to application, financial circumstances and borrowing history.

Barclays Terms and Conditions

*Important: Your delivery address and billing address must match to apply for financing.

Important: If you choose financing, the delivery date in bag and checkout may not apply. Your delivery date may be later due to the time required to process your financing application. When your application is approved, you will receive an email with the updated delivery date. Terms & Conditions.
If Barclays are unable to verify customers electronically then Barclays may ask the customer to provide documentation to prove their identity. Barclays Partner Finance, which is a trading name of Clydesdale Financial Services Limited, a member of the Barclays Group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753). Registered in England. Registered No: 2901725. Registered office: 1 Churchill Place, London E14 5HP. Our Trading address: PO Box 2501, Cardiff CF23 0FP.

PayPal Credit Terms and Conditions

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The best tools for work and school, now with flexible financing.

With new financing solutions, it’s easier than ever to bring Apple products into your organization or institution in a way that is simple and cost-effective.

Innovative payment structures.

Apple products are built to last, and with a high residual value they are a smart investment. Apple Financial Services builds in the future value upfront, to create compelling financial structures.

Straightforward contracts.

You can get the technology you need to run your organization or institution, with an experience that is simple, flexible and friendly — exactly as you would expect from Apple.

Flexible terms.

Apple Financial Services offers you the flexibility to change as your organization or institution needs change. With customer-friendly end-of-term options, you have complete control of your refresh. You decide the right time to upgrade.

Apple Financial Services gives our business flexibility — now we can add the right devices at exactly the right time, in line with our company growth.

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Education

Apple Financial Services can provide your school or university with financing and refresh options to support your teaching and learning goals.

Discover how to maximize your budget so you can give your students and faculty the Apple products they need, when they need them.

Business

Apple Financial Services can help your business plan for the long term, and at the same time make short term changes to support company goals.

Whether you are looking to enable a new strategy, or to adopt the latest Apple technology quickly, Apple Financial Services can help you make the best decision for your organization.

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Apple provides finance options for qualifying customers. You can bundle your Mac, iPad, iPhone, Watch, AppleCare, software and even accessories into a monthly payment. And it only takes a few minutes to apply.

Why finance?

You can get a magical Apple experience and pay monthly. Include hardware, software and even Apple services. Pay for your Apple products while you use them.

How to Apply

Questions?

• To learn more about our product features, read the Frequently Asked Questions.

Apple Reuse and Recycling Program

Participate in Apple’s Reuse and Recycling Program by returning out‑of‑date hardware at no charge. Learn more

Choose the right option

For Consumers & Students

Apple and Latitude have teamed up to offer the Gem Visa card to Apple customers. It takes just a few minutes to fill out an application online. Learn more and apply

For Educational Institutions

Put technology in the hands of your students and staff members. Education financing helps you get the most out of your annual purchasing budget and keeps your educational institution up to date with the latest products and software. Contact your Apple Education Representative, an Apple Authorised Reseller or our Apple Preferred Leasing Partner, Equico on 0800 378 426.

Who can I talk with about choosing an Apple product before I apply?

If you want help deciding what’s right for you before you apply, call Apple on 0800-692-7753.

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Apple finance то это

Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% when you use Apple Card with Apple Pay.

No fees.⁵ Not even hidden ones.

The privacy and security you expect from iPhone.

An Apple-designed titanium card that can be used anywhere Mastercard is accepted.

See if you’re approved without impacting your credit score.⁶

Already have Apple Card? There’s no additional application needed. Just choose Apple Card Monthly Installments when you check out.

Carrier Financing

Pay monthly, enjoy daily.

Buy your next iPhone directly from Apple to take advantage of special deals and the simplicity of paying for your new iPhone on your regular carrier bills. Whether you upgrade online or in-store, we make it simple to connect your new iPhone to a plan that works for you.

Buying an iPhone is easier with Apple.

Compare carrier deals and choose the one that’s best for you — we even make it simple to switch carriers or plans.

Trade in your current smartphone to lower your monthly payments.

Activate your new iPhone on the carrier of your choice. Keep your number and rate plan or even choose a new one — and save yourself a trip to the carrier store.

Need some help?

Chat now, call 1-800-MY-APPLE, or find a store.

Buy your new iPhone from Apple. Pay for it with your carrier.

Choose from select carrier plans when you buy online. Or visit an Apple Store for even more options.

Small-business financing

Get the Apple products you need with financing options that work for you.

Get help buying

Have a question? Call a Specialist or chat online. Call 1‑800‑MY‑APPLE.

T-Mobile/Sprint Special Deal: Buy an iPhone 13 Series or iPhone 12 series and trade in a qualifying device (iPhone X, iPhone XS, iPhone XS Max, iPhone XR, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPhone 12, iPhone 12 mini, iPhone 12 Pro 128GB) to receive (i) Apple instant trade-in credit and (ii) an additional $200 back in bill credits on your T-Mobile/Sprint rate plan. Bill credits will be applied over 24 months toward your rate plan charges; must be active and in good standing to receive credits; allow 2 bill cycles from valid submission and validation of trade in. If you cancel or downgrade your wireless service before receiving 24 bill credits, credits will stop. Tax on pre-credit price due at sale. Limited-time offer; subject to change. Qualifying credit, service, and trade-in in good condition required. T-Mobile/Sprint in stores and on customer service calls, $30 assisted or upgrade support charge may be required. Max 4/account. May not be combinable with some offers or discounts. Price for iPhone 13, iPhone 13 mini, iPhone 12, and iPhone 12 mini includes $30 T-Mobile/Sprint instant discount. Activation required.

Verizon Special Deal: Offer pricing will reflect application of Verizon’s trade-in credit up to $440 (iPhone 13, iPhone 13 Pro, and iPhone 13 Pro Max) or $412 (iPhone 13 mini) or $425 (iPhone 12) or $375 (iPhone 12 mini) after trade-in of eligible smartphone. Savings comprised of (i) Apple instant trade-in credit at checkout and (ii) Verizon monthly bill credits applied over 24 months (iPhone 13 mini and iPhone 13) or 30 months (iPhone 13 Pro and iPhone 13 Pro Max). Customer must remain in the Verizon Device Payment Program for 24 months (iPhone 12 mini, iPhone 12, iPhone 13 mini, and iPhone 13) or 30 months (iPhone 13 Pro and iPhone 13 Pro Max) to receive the full benefit of the Verizon bill credits. Bill credits may take 1-2 bill cycles to appear. If it takes two cycles for bill credits to appear, you’ll see the credit for the first cycle on your second bill in addition to that month’s credit. Requires purchase and activation of a new iPhone 12 mini, iPhone 12, iPhone 13 mini, iPhone 13, iPhone 13 Pro, or iPhone 13 Pro Max with the Verizon Device Payment Program at 0% APR for 24 months (iPhone 12 mini, iPhone 12, iPhone 13 mini, and iPhone 13) or 30 months (iPhone 13 Pro and iPhone 13 Pro Max), subject to carrier credit qualification, and iPhone availability and limits. Taxes and shipping not included in monthly price. Sales tax may be assessed on full value of new iPhone. Requires eligible unlimited service plan. Requires trade-in of eligible device in eligible condition. Must be at least 18 to trade-in. Apple or its trade-in partners reserve the right to refuse or limit any trade-in transaction for any reason. In-store trade-in requires presentation of a valid, government-issued photo ID (local law may require saving this information). In-store promotion availability subject to local law; speak to a Specialist to learn more. Limited-time offer; subject to change. Additional terms from Apple, Verizon, and Apple’s trade-in partners may apply. Price for iPhone 12 mini, iPhone 12, iPhone 13 mini, and iPhone 13 includes $30 Verizon instant discount. Activation required.

1. Apple Card Monthly Installments (ACMI) is a 0% APR payment option available to select at checkout for certain Apple products purchased at Apple Store locations, apple.com (Opens in a new window) , the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See https://support.apple.com/kb/HT211204 (Opens in a new window) for more information about eligible products. Variable APRs for Apple Card other than ACMI range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020. If you choose the pay-in-full or one-time-payment option for an ACMI eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple Card Customer Agreement (Opens in a new window) for more information. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government, and Veterans and Military Purchase Programs, or on refurbished devices. iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Sprint, Verizon, or T-Mobile.
2. Trade-in values will vary based on the condition, year, and configuration of your eligible trade-in device. Not all devices are eligible for credit. You must be at least 18 years old to be eligible to trade in for credit or for an Apple Gift Card. Trade-in value may be applied toward qualifying new device purchase, or added to an Apple Gift Card. Actual value awarded is based on receipt of a qualifying device matching the description provided when estimate was made. Sales tax may be assessed on full value of a new device purchase. In-store trade-in requires presentation of a valid photo ID (local law may require saving this information). Offer may not be available in all stores, and may vary between in-store and online trade-in. Some stores may have additional requirements. Apple or its trade-in partners reserve the right to refuse or limit quantity of any trade-in transaction for any reason. More details are available from Apple’s trade-in partner for trade-in and recycling of eligible devices. Restrictions and limitations may apply.
3. Available to qualified customers and requires 24-month installment loan when you select Citizens One or Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple. iPhone activation required with AT&T, T-Mobile, Sprint, or Verizon for purchases made with ACMI at an Apple Store. Subject to credit approval and credit limit. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. Additional Apple Card Monthly Installments terms are in the Customer Agreement. Additional iPhone Payments terms are here. ACMI is not available for purchases made online at special storefronts. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount.
4. Monthly pricing is available when you select Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple, and is subject to credit approval and credit limit. Financing terms vary by product. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple Card Customer Agreement for more information. ACMI is not available for purchases made online at special storefronts. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount.
5. Variable APRs range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020.
6. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.

To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with the latest version of iOS or iPadOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install.

Available for qualifying applicants in the United States.

Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

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