Apple pay cash card

Send and receive money with Apple Cash

Use Apple Cash or a debit card in the Wallet app to send and receive money in the Messages app.

If this is your first time using Apple Pay to send, receive, or request money in Messages, see what you need to get started.

How to send money in the Messages app using Apple Pay

When you send money in the Messages app using Apple Pay, your Apple Cash card is used to pay first by default. If you want to use a debit card instead, you can send money directly from your debit card.

On your iPhone or iPad

1. Open the Messages app, then start a new conversation or tap an existing one.
2. Tap the Apple Pay button . If you don’t see the Apple Pay button, tap first.
3. Enter the amount you want to send.
4. Tap Pay, then tap the send button to review or cancel the payment.
5. Confirm your payment with Face ID, Touch ID, or your passcode.

If the person you sent money to has not accepted the money yet, you can cancel the payment.

Respond to a request for money

1. Open the request in the Messages app, then tap Pay on the message.
2. Review the amount to send. Tap Pay to continue, or change the amount.
3. Confirm using Face ID, Touch ID, or your passcode and send your payment.

To decline a request for money, just ignore the message.

On your Apple Watch

1. Open the Messages app, then tap an existing conversation.
2. Tap the App Store button , then tap the Apple Pay button .
3. Tap the minus sign or the plus sign to change the amount.
4. Tap Pay, then review or cancel the payment.
5. Double-click the side button to send your payment.

Respond to a request for money

1. Open the request in the Messages app, then tap Pay on the message.
2. Review the amount to send. Tap Pay to continue, or use the Digital Crown to change the amount.
3. Double click the side button to confirm and send your payment.

Ask Siri

On your iPhone or Apple Watch, say «Hey Siri,» then say something like, «Send 25 dollars to Jane for movie tickets.» Then choose Wallet or Apple Pay.

How to accept a payment

The first time that you use Apple Cash, you have seven days to accept the money that you’ve been sent. After you accept the terms and conditions, payments are automatically accepted and added to your Apple Cash card. You might be asked to verify your identity.

When someone sends you money, it’s securely received and kept in Apple Cash. You can use the money right away 1 to send to someone, spend with Apple Pay, or you can transfer the money to your bank account or eligible debit card.

If you send money to someone and they don’t accept it, you can cancel the payment.

Choose your payment method

1. After you open a conversation in the Messages app, tap the Apple Pay button , then enter an amount.
2. Tap Pay, then tap the send button .
3. By default, your Apple Cash card is used to pay first, unless you turn off Apple Cash as the default payment method and use a debit card in Wallet instead. If you pay with Apple Cash and see two cards on the payment sheet, your Apple Cash balance is less than the payment amount. The remainder will be funded by one of your debit cards in Wallet. Tap the arrow .
4. Choose a debit card to pay the remainder, and check that the correct billing address is selected for that card.

If you have no Apple Cash balance, you can use a debit card in Wallet for the entire payment amount. You can see which card is being used on the confirmation screen.

Use your debit card

1. On your iPhone or iPad, open a conversation in the Messages app.
2. Tap the Apple Pay button , enter an amount, then tap Pay.
3. Tap the send button , then tap the arrow .
4. Turn off Apple Cash, then choose the debit card and billing address you want to use.
5. Tap Back, then authenticate with Face ID, Touch ID, or your passcode.

If you turn off Apple Cash as the default method to pay someone in Messages on your iPhone, it’s also turned off on your paired Apple Watch. To use Apple Cash, you need to turn it on to make it your default payment method again.

How to send a request for payment

When you send someone a payment request using Apple Pay, they can tap Pay, then change or confirm the amount they want to send.

On your iPhone

1. Open a conversation in the Messages app or start a new conversation.
2. Tap the Apple Pay button . If you don’t see the Apple Pay button, tap the App Store button first.
3. Enter an amount, then tap Request.
4. Send your request.

On your Apple Watch

1. Open the Messages app and choose a conversation.
2. Tap the App Store button , then tap the Apple Pay button .
3. Enter an amount, then swipe on the Pay button to show the Request button.
4. Tap Request.

Automatically or manually accept payments

1. Open the Wallet app on your iPhone, then tap your Apple Cash card.
2. Tap the more button .
3. Tap Automatically Accept Payments or Manually Accept Payments.

If you choose Manually Accept Payments, you’ll see Accept in the message when someone sends you money. You have seven days to accept the money.

To reject a payment, open the Wallet app on your iPhone, tap your Apple Cash card and find the payment under Latest Transactions. Tap the payment, tap the payment again, then tap Reject Payment.

When you change the setting on one of your devices, it updates the setting on all of your devices.

On your iPad

1. Open the Settings app.
2. Scroll down and tap Wallet & Apple Pay, then tap your Apple Cash card.
3. Tap Automatically Accept Payments or Manually Accept Payments.

On your Apple Watch

1. Open the Apple Watch app on your iPhone.
2. Scroll down and tap Wallet & Apple Pay, then tap your Apple Cash card.
3. Tap Automatically Accept Payments or Manually Accept Payments.

How to cancel or dispute a payment

1. Open the Messages app, then open the conversation and tap the payment.
2. Your Apple Cash card will open in the Wallet app. Under Latest Transactions, tap the payment, then tap it again.
3. Tap Cancel Payment.

If you don’t see Cancel Payment, the person has already accepted the payment. Try asking the recipient to send the money back to you instead.

It can take 1-3 business days for the money to be refunded, depending on your bank or card issuer.

Apple Pay person to person payments are just like any other private transaction between two people. If you’re unable to cancel or receive your money back from the recipient, you can contact us to open a dispute.

What you need

You and the person that you’re sending money to or receiving the money from must: 2

• Have a compatible device with the latest iOS or watchOS.
• Use two-factor authentication with your Apple ID and sign in to iCloud and iMessage with the same Apple ID on any device that you want to use to send or receive money.
• If you’re sending money to someone, make sure there’s enough money on your Apple Cash card or an eligible debit card in Wallet.

Источник

Set up Apple Cash

When you set up Apple Cash, you can send and receive money in the Messages app or make purchases using Apple Pay. 1

What you need

• Be at least 18 years old and live in the United States.
• Have a compatible device with iOS 11.2 or later or watchOS 4.2 or later.
• Set up two-factor authentication for your Apple ID.
• Sign in to iCloud with the same Apple ID on any device that you want to use to send or receive money.
• Add an eligible debit card in the Wallet app, so you can send money.

How to set up Apple Cash

1. Open the Settings app on your iPhone or iPad.
2. Scroll down and tap Wallet & Apple Pay.
3. Turn Apple Cash on.
4. Under Payment Cards, tap Apple Cash.
5. Tap Continue, then follow the instructions on your screen.

When someone sends you money, it’s automatically and securely kept on your Apple Cash card. Your new Apple Cash card can be found in the Wallet app.

If you want to set up Apple Cash for a family member that’s under 18 years old, learn how to set up Apple Cash Family. If you’re under 18 years old, your Family Sharing organizer can set up Apple Cash for you with Apple Cash Family.

If you turn off Apple Cash for any one device, you can still use Apple Cash on other devices where you’re signed in with your Apple ID.

What you can do with Apple Cash

• Add money to Apple Cash.
• Make purchases using Apple Pay.
• Send money to someone in the Messages app. 2
• Transfer money from Apple Cash to your bank account.
• Use your Apple Cash to make payments on your Apple Card balance .
• Receive Daily Cash from Apple Card purchases. 3

Learn more

• There’s no fee to send, receive, or request money using Apple Cash.
• Setting up Apple Cash doesn’t affect your credit and won’t be impacted by any credit freezes.
• To protect your account, you might be asked to verify your identity at certain points when using Apple Cash. If you don’t want to provide this information, you won’t be able to use the full functionality of Apple Cash. Learn how to verify your identity.
• Learn about the minimum and maximum amounts that you can send, receive, transfer, and more.

1. Sending and receiving money with Apple Pay and the Apple Cash card are services provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
2. You can’t use person to person payments with Apple Pay for any business-related activities, such as operating a business or paying employees.
3. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Apple Card is available only in the United States.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

Источник

Apple Cash Support

Use Apple Cash

Sending money is as simple as sending a message. Use Apple Cash, or your debit card, with just a touch of your finger or by asking Siri.

Find Apple Cash in Wallet

You can start using Apple Cash right away to make purchases in stores, in apps, and on the web. Or transfer your Apple Cash balance to your bank account.

Manage your account

Choose which devices can use Apple Cash, check your card details, view your transactions, and more.

Add money to Apple Cash

Quickly and easily add money from cards that you already use in Wallet. It just takes a few taps.

Transfer money to your bank

Send money directly from your Apple Cash balance to your bank. All without leaving the Wallet app.

Get Daily Cash with Apple Card

Get unlimited Daily Cash on purchases you make with Apple Card. Send it in Messages as Apple Cash or use it to pay off your Apple Card balance.

Learn more

To protect your account, you might be asked to verify your identity at certain points when using Apple Cash.

If your device says that your account is locked or restricted, try the steps on the screen, then contact us.

You might encounter a transaction limit when sending and receiving money or using Apple Cash.

Tell us how we can help

Answer a few questions and we’ll help you find a solution.

Источник