Apple to apples card

Manage the cards that you use with Apple Pay

After you add cards to Wallet, you can change your default card, update your information, or remove a card. 1

Managing your cards works differently depending on the device you’re using. 2

Change your default card

The first card that you add to Wallet is your default card. If you add more cards and want to change your default card, use these steps.

iPhone or iPad

Go to Settings > Wallet & Apple Pay on your iPhone or iPad, and scroll down to Transaction Defaults. Tap Default Card, then choose a new card.

On your iPhone, you can also open Wallet, touch and hold a card, then drag it to the front of your cards.

Apple Watch

Open the Apple Watch app on your iPhone. Tap the My Watch tab, tap Wallet & Apple Pay > Default Card, then choose a new card.

Mac models with Touch ID

Go to System Preferences > Wallet & Apple Pay. Choose a new card from the Default Card pop-up menu.

Person to person payments with Apple Pay and Apple Cash aren’t available on macOS. 3

Update your billing and contact information

Learn how to update your billing and shipping information for the cards that you use with Apple Pay. For Apple Card, 4 see how you can view and update your billing address and contact information.

iPhone or iPad

• To change your billing information, go to Settings > Wallet & Apple Pay, tap a card, then tap what you want to update.
• To update your email address, phone number, and shipping address, go to Settings > Wallet & Apple Pay, then choose what you want to update.

Mac models with Touch ID

• To change your billing information, go to System Preferences > Wallet & Apple Pay, click a card, then click the Billing Address pop-up menu.
• To update your email address, phone number, and shipping address, go to System Preferences > Wallet & Apple Pay, then click Contact and Shipping.

While you can’t change your card number or expiration date, it should update automatically when you get a new card. If your issuer doesn’t support updates, you might need to remove the card, then add it again.

Remove a card

If you need to, you can remove a card from your device. For Apple Card, 4 learn how you can close your account. For Apple Cash, 3 use these steps to close your Apple Cash account or turn off Apple Cash on a certain device.

iPhone or iPad

To remove a card that you use on your iPhone or iPad, go to Settings > Wallet & Apple Pay, tap the card that you want to remove, then scroll down and tap Remove This Card.

Or open Wallet, tap a card, tap , then scroll down and tap Remove This Card.

Apple Watch

To remove a card that you use on your Apple Watch, open the Watch app on your iPhone, go to the My Watch tab, scroll down, tap Wallet & Apple Pay, tap the card, then scroll down and tap Remove This Card.

Or tap Wallet on the Home screen of your Apple Watch, tap a card, touch and hold, then tap Delete.

Mac models with Touch ID

To remove a card that you use on your Mac, go to System Preferences > Wallet & Apple Pay, click the card that you want to remove, then click the minus (–) sign to remove the card.

Manage your store or rewards cards

If you turn on Automatic Selection on a store card, the store card will be presented instead of your default card when you pay at the associated store. If you turn on Automatic Selection on a rewards card, your rewards information will be presented at the associated store when using Apple Pay.

When you add a store card or rewards card to Wallet, you might be asked if you want the card to be automatically selected. To turn Automatic Selection on or off:

1. Open the Wallet app.
2. Tap the store card or rewards card.
3. Tap , then turn Automatic Selection on or off.

Get help if your device is lost or stolen

To use Apple Pay, you need to authorize each credit, debit, or prepaid card purchase with Face ID, Touch ID, or your passcode. Or on Apple Watch when Wrist Detection is on, you need to enter your passcode every time you put on your Apple Watch. These features help prevent other people from using Apple Pay on your iPhone, iPad, Apple Watch, or Mac.

Go to your Apple ID account page or use Find My iPhone to suspend or permanently remove the ability to pay from that device with Apple Pay. On your Apple ID account page, sign in and click your device. In the information that appears, go to the Apple Pay section and click either Remove or Remove all. Your card or cards will be suspended or removed from Apple Pay even if your device is offline and not connected to a cellular or Wi-Fi network.

You can also call your issuer to suspend or remove your cards from Apple Pay. Learn more about what to do if your iPhone is lost or stolen.

Learn more

1. Learn which countries and regions support Apple Pay.
2. Apple Pay isn’t available in China mainland for Mac models with Touch ID.
3. Sending and receiving money with Apple Pay and the Apple Cash card are services provided by Green Dot Bank, Member FDIC. This feature is available only in the United States. Learn more about the Terms and Conditions.
4. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Apple Card is available only in the United States.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

Источник

How to redeem your Apple Gift Card or App Store & iTunes gift card

Redeem your gift card in the App Store, iTunes, or the Apple Music app.

Redeem your gift card

Redeem your gift card for apps, subscriptions, and more.

Redeem a gift card with your iPhone, iPad, or iPod touch

1. Find the 16-digit code on the back of the card. For some gift cards, you might need to peel or gently scratch off the label to see the code.
2. On your iPhone, iPad, or iPod touch, open the App Store app.
3. At the top of the screen, tap the sign-in button or your photo.
4. Tap Redeem Gift Card or Code. If you don’t see Redeem Gift Card or Code, sign in with your Apple ID.
   
5. Tap Use Camera and follow the instructions on the screen. If you have trouble redeeming the card, tap «You can also enter your code manually,» then follow the instructions on the screen.
6. Tap Done.

Redeem a gift card on your Mac

1. Find the 16-digit code on the back of the card. For some gift cards, you might need to peel or gently scratch off the label to see the code.
2. On your Mac, open the App Store.
3. Click your name or the sign-in button in the sidebar.
4. Click Redeem Gift Card.
   
5. Click Use Camera and follow the instructions on the screen. If you have trouble redeeming the card, click «You can also enter your code manually,» then follow the instructions on the screen.

Redeem a gift card on a Windows PC

1. Find the 16-digit code on the back of the card. For some gift cards, you might need to peel or gently scratch off the label to see the code.
2. Open iTunes.
3. From the menu bar at the top of the iTunes window, choose Account.
4. Choose Redeem.
5. Sign in and follow the instructions on the screen.

Redeem a gift card on your Android device

1. Find the 16-digit code on the back of the card. For some gift cards, you might need to peel or gently scratch off the label to see the code.
2. Open the Apple Music app.
3. Tap the menu button , then tap Account.
4. Tap Redeem Gift Card or Code.
5. Enter the 16-digit code. Then tap Redeem.

If you received a gift card by email

To redeem a gift card that someone emailed to you, open the email and tap or click the Redeem Now button.

What you can buy with these gift cards

When you redeem an Apple Gift Card or App Store & iTunes gift card, you can make purchases with your Apple ID balance. Those purchases can include apps, games, subscriptions like Apple Music or iCloud+, and more. But for some purchases, Apple ID balance can’t be used. Learn what you can buy with your Apple ID balance.

Where the Apple Gift Card is available, you can also use your Apple ID balance to buy products and accessories at apple.com or in the Apple Store app. See if Apple Gift Card is available in your country or region.

On an Android device, you can use your gift card to buy an Apple Music subscription. To make purchases from the App Store, Apple Books, or the Apple TV app, use an Apple device.

Learn more

• Check your gift card balance.
• Gift cards aren’t available in all countries or regions. Find out whether gift cards are available in your country or region.
• Some purchases might require that you have a credit card on file, even if you use Apple ID balance to make the purchase.

App Store and iTunes Store features might vary by country or region. Find out what features are available in your country or region.

Источник

How your Apple Card application is evaluated

Learn about the key criteria used to determine whether your Apple Card application is approved or declined.

Goldman Sachs 1 uses your credit score, your credit report (including your current debt obligations), and the income you report on your application when reviewing your Apple Card application. This article highlights a number of factors that Goldman Sachs uses, in combination, to make credit decisions but doesn’t include all of the details, factors, scores or other information used to make those decisions.

If you apply for Apple Card and your application is approved, there’s no impact to your credit score until you accept your offer. If you accept your offer, a hard inquiry is made. This may impact your credit score. If your application is declined or you reject your offer, your credit score isn’t impacted by the soft inquiry associated with your application.

If your application was declined, learn what you can do to try and improve your next application.

If you’re combining accounts for Apple Card Family, some of the credit factors mentioned above may be considered for both co-owners when evaluating a combined credit limit for a co-owned Apple Card. 2

Personal finance companies, like Credit Karma, might display various credit scores, like TransUnion VantageScore. While these scores can be informative, if they’re not the FICO score that’s used for your Apple Card application, they may not be as predictive of your approval.

You can also contact Apple Support if you have questions about applying for Apple Card.

Requirements to get Apple Card

To get Apple Card, you must meet these requirements:

• Be 18 years or older, depending on where you live.
• Be a U.S. citizen or a lawful U.S. resident with a U.S. residential address that isn’t a P.O. Box. You can also use a military address.
• Use two-factor authentication with your Apple ID.
• Sign in to iCloud with your Apple ID. 3
• If you have a freeze on your credit report, you need to temporarily lift the freeze before you apply for Apple Card. Learn how to lift your credit freeze with TransUnion.
• You might need to verify your identity with a Driver license or State-issued Photo ID.

Conditions that might cause your application to be declined

When assessing your ability to pay back debt, Goldman Sachs 1 looks at multiple conditions before making a decision on your Apple Card application.

If any of the following conditions apply, Goldman Sachs might not be able to approve your Apple Card application.

If you’re behind on debt obligations 4 or have previously been behind

• You are currently past due or have recently been past due on a debt obligation.
• Your checking account was closed by a bank (for example, due to repeatedly spending more than your available account balance).
• You have two or more non-medical debt obligations that are recently past due.

If you have negative public records

• A tax lien was placed on your assets (for example, due to a failure to pay sufficient taxes on time).
• A judgement was passed against you (for example, as a result of litigation).
• You have had a recent bankruptcy.
• Your property has been recently repossessed.

If you’re heavily in debt or your income is insufficient to make debt payments

• You don’t have sufficient disposable income after you pay existing debt obligations.
• Your debt obligations represent a high percentage of your monthly income (for example, your unsecured debt obligations, such as loans that aren’t backed by collateral, are 50% or more of your total income).
• You have fully utilized all of your credit card lines in the last three months and have recently opened a significant amount of new credit accounts.

If you frequently apply for credit cards or loans

• You have a high number of recent applications for credit.

If your credit score is low

Goldman Sachs uses TransUnion and other credit bureaus to evaluate your Apple Card application. If your credit score is low (for example, if your FICO9 score is lower than 600), 4 Goldman Sachs might not be able to approve your Apple Card application.

Источник