Cash back apple com

Apple Card

The simplicity of Apple.
In a credit card.

With Apple Card, we completely reinvented the credit card. Your information lives on your iPhone, beautifully laid out and easy to understand. We eliminated fees 1 and built tools to help you pay less interest, and you can apply in minutes to see if you are approved with no impact to your credit score. 2 Advanced technologies like Face ID, Touch ID, and Apple Pay give you a new level of privacy and security.
And with every purchase you get Daily Cash back. Apple Card. It’s everything a credit card should be.

Created by Apple.
Powered by iPhone.

Built for iPhone

Apple Card lives on your iPhone, in the Wallet app. You can sign up in as little as a minute and start using it right away with Apple Pay. 3 Your transactions, payments, and account details are all in one place, where only you can see them. 4 You even make your payments right in the Wallet app — just select your amount, tap, and it’s done.

No Fees

We want to make it easier to pay down your balance, not harder. So Apple Card doesn’t have any fees. No annual, over-the-limit, foreign-transaction, or late fees. 5 No fees. Really. And our goal is to provide interest rates that are among the lowest in the industry. Because your credit card should work for you, not against you.

The first credit card that actually encourages you to pay less interest.

Pay Less Interest

Most credit cards emphasize your minimum amount due. But when you pay only your minimum each month, it costs you a lot in interest over time. Apple Card is different. When you’re ready to make a payment, Apple Card estimates the interest you’ll wind up paying, based on any payment amount you choose. 6 And it does that in real time, so you can make an informed decision about how much of your balance to pay down.

Unlimited
Daily Cash back.

Real cash you can use right away. 7

Unlimited Daily Cash

When you buy something using Apple Card, you get a percentage of your purchase back in Daily Cash. It’s real cash, so unlike rewards, it never expires or loses its value. Your cash is deposited right onto your Apple Cash card in the Wallet app — not a month from now, but every day. And there’s no limit to how much you can get. Use it to buy things in stores, on websites, and in apps. Make a payment on your Apple Card. Pay back a friend in Messages. Or send it straight to your bank account and watch it add up.

Get 3% Daily Cash back when you shop at Apple.

3% Daily Cash at Apple

Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple — whether it’s a new Mac, an iPhone case, games from the App Store, or even a service like Apple Music or Apple TV+.

Get 2%
Daily Cash
back

2% Daily Cash

The best way to use Apple Card is with Apple Pay — the secure payment technology built into iPhone, Apple Watch, iPad, and Mac and accepted at 85 percent of merchants in the United States. Apple Pay is a safer way to pay that helps you avoid touching buttons or exchanging cash. And with every purchase you make using your Apple Card with Apple Pay, you get 2% Daily Cash back. No points to calculate. No limits or deadlines. Just real cash that’s ready to spend whenever, wherever, and however you want.

Shop with select merchants and get even more Daily Cash.

3% Daily Cash

Apple Card gives you unlimited 3% Daily Cash back on purchases you make at select merchants when you use Apple Card with Apple Pay. ◊

• Duane Reade
• Exxon
• Mobil
• Nike
• Panera Bread
• T-Mobile
• Uber
• Uber Eats
• Walgreens

Apple Card Family

Healthy finances.
Family style.

Apple Card Family

Apple Card Family brings all the great features and benefits of Apple Card to your entire family — whether that’s your immediate family, extended family, or whoever you call family. 8 It allows two partners to merge credit lines 9 to form a single co-owned account 10 , manage that account together, and build credit as equals. 11 Participants 12 18 and older can choose to start building their own credit history, 13 and teens can learn better spending habits. And, family members receive Daily Cash back on their own purchases. 14

Goodbye, plastic.
Hello, titanium.

Titanium Card

With laser etching and clean styling, Apple Card is designed with the same craftsmanship we bring to all our products. And it’s the only credit card made of titanium — a sustainable metal known for its beauty and durability. When you use the card, you’ll get 1% Daily Cash back on every purchase. Since Mastercard is our global payment network, you can use it all over the world. For apps and websites that don’t take Apple Pay yet, just enter the virtual card number stored securely in your Wallet app. And when you’re using Safari, it even autofills for you.

Privacy and Security

Privacy and Security

Apple takes your privacy and security seriously. It’s not just a philosophy, it’s built into all our products. And Apple Card is no different. With advanced security technologies like Face ID, Touch ID, and unique transaction codes, Apple Card with Apple Pay is designed to make sure you’re the only one who can use it. The titanium card has no visible numbers. Not on the front. Not on the back. Which gives you a whole new level of security. And while Goldman Sachs uses your data to operate Apple Card, your transaction history and spending habits belong to you and you alone. Your data isn’t shared or sold to third parties for marketing or advertising.

Pay for your
new Apple products
over time,
interest‑free

when you choose to
check out with Apple Card Monthly Installments. 15

Open to read more about Apple Card Monthly Installments

Apple Card Monthly Installments

You can buy a new Mac, iPhone, iPad, Apple Watch, and more with interest-free monthly payments on purchases at Apple. Just choose Apple Card Monthly Installments and then check out. Your installment automatically appears on your Apple Card statement alongside your everyday Apple Card purchases in the Wallet app. If you have an eligible device to trade in, you’ll pay even less per month. 16 And you’ll get 3% Daily Cash back on the purchase price of each product, all up front. If you have Apple Card already, there’s no additional application. If you don’t, you can apply in as little as a minute during checkout, from the privacy of your iPhone.

Tools to help
you make
financially
healthy
choices.

Financial Health

To see how much you’re spending, there’s no need to log in to a separate website or app. Your totals are automatically added up in the Wallet app, ready to view by week or by month. Color-coded categories make it easy to spot trends in your spending so you can decide if you want to change them. And Apple Card uses Maps to pinpoint where you bought something. 17 No mysterious merchant codes. No guessing.

Trusted partners for a different kind of credit card.

Partnerships

To create Apple Card, we needed an issuing bank and a global payment network. Apple Card is the first consumer credit card Goldman Sachs has issued, and they were open to doing things in a new way. And the strength of the Mastercard network means Apple Card is accepted all over the world.

Get started
with Apple Card.

Apply in minutes to see if you are approved with no impact to your credit score. **

Wallet

All your credit and debit cards,
transit cards, boarding passes,
and more. All in one place.

Apple Pay

The safer way to make
secure,

contactless purchases
in stores and online.

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A simpler,
smarter
credit card.

Whether you buy things with Apple Pay or with the laser‑etched titanium card, Apple Card can do lots of things no other credit card can do.

Apply in as little as a minute to see if you are approved with no impact to your credit. *

Get 2% Daily Cash back every time you pay with your iPhone or Apple Watch.

See each purchase go through right away. No waiting. No wondering.

No foreign-transaction fees.

No over-the-limit fees.

No returned-payment fees.

No maintenance fees.

No reward-redemption fees.

Get unlimited Daily Cash back with every purchase.

Tap to see your summary — by week, by month, or by year.

Easily pin down your spending with Maps. 3

Find any transaction with a quick and easy search.

See your spending by color and category.

View item-by-item receipts from your Apple services.

Your Daily Cash lives in the Wallet app. Use it right away or save it for a rainy day. 4

Simple, secure, magical card activation.

It’s hard to steal a credit card number when it’s locked away.

Your purchase history.
For your eyes. 5 Not ours.

Stop fraudulent activity in its tracks.

Take the guesswork out of interest payments.

Pay off your balance faster with smart payment suggestions.

End-of-the-month payment due dates. Not wait-did-I-miss-it due dates.

Payment reminders. (Just in case you need them.)

See full details of your Apple Card Monthly Installments right in the Wallet app. 6

You decide
who’s in your
Apple Card Family. 7
They can use Apple Card right away. 8

Co‑Owners. 9
Build credit as equals. 10

Apple Card Family Participants 11 18 and over can build their own credit. 12 Score!

Apple Card Family. Daily Cash back for all. 13

Ask us anything, 24/7. Just call or text.

Get started
with Apple Card.

Apply in minutes to see if you are approved with no impact to your credit score. *

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Лайфхак: как экономить на покупках в App Store

Думал, что всё про App Store знаю. Оказалось, нет.

Apple о таком тебе не расскажет.

Как получать кэшбек за App Store

С помощью специального бесплатного сервиса можно получать кэшбек, покупая игры и приложения в App Store.

• создаёшь аккаунт бесплатно, заходишь на сайт;
• открываешь специальную страничку, переходишь в App Store;
• покупаешь, что хотел.

И всё, через некоторое время на счёт капают деньги. Платят стабильно, за это отвечает робот, так что сбоев не было.

Сколько кэшбека я мог бы получить

Сайт, о котором говорю, даёт кэшбек 3,5% со всех покупок в App Store. Mac-версия магазина тоже учитывается – к примеру, с покупки Final Cut Pro получишь 800 рублей.

Накопленную сумму «кэшбеков» разрешают вывести на счёт мобильного телефона, на электронные деньги или просто на банковскую карту. То есть это не просто цифра какая-то, это настоящий кэш.

Жаль, что мне об этом не сказали раньше. Как уже говорил в предыдущей статье, в App Store только за последние три года оставил примерно 50 тысяч рублей. И это только потому, что с 9 по 13 годы уже купил «базовый» пакет любимых приложений.

Если взять и его, а также кучу игр прошлого – ребята, я оставил там тысяч 200, не меньше. Из этого больше 7 000 рублей просто растворились в воздухе. Это мог бы быть кэшбек.

Сколько оставил Артур

Артур не хочет публично делиться суммой, но с одного только кэшбека он получил бы назад не меньше 15 000 рублей.

Сколько оставил Рома

Рома не баловался игрушками так, как мы с Артуром, но с кэшбека (и при условии, что он пользовался бы российским App Store) ему бы набежало больше 2000 рублей.

Сколько оставил Микк

Микку не вернутся 1750 рублей, которые могли бы быть кэшбеком. В принципе, сумма небольшая. Но это только цветочки.

Кэшбек – это не только App Store

Конечно, у многих траты в App Store поменьше, и 3,5% за год погоды не сделают. Но вот в чём фишка.

Кэшбек можно получать сразу с нескольких магазинов, в которых ты уже привык закупаться. Например:

• eBay: 1,5% со всех покупок.
• Lamoda: 10% с заказов.
• Aliexpress: 4,5% за всё.
• Связной: 5% – считай, скидка на Apple.
• iCases.ru: 200 рублей за заказ.
• Booking.com: 3,5% с твоего отдыха и поездок.

Всего больше 200 разных сайтов, магазинов, сервисов, в том числе по продаже софта. Вот здесь найдёшь весь список источников кэшбека. Получается, что чем раньше заведёшь аккаунт, тем больше соберёшь денег.

Да, это не отдельный заработок, не источник основного дохода. Никто его таким не считает. Но пользоваться кэшбек-сервисом можно абсолютно бесплатно, а деньги получать реальные. За те же самые покупки, что обычно делаешь.

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The best ways to buy from Apple.

No matter how you like to buy, we have an option that works for you. Choose to pay using low monthly instalments with EMI and get upfront savings to cover your interest with No Cost EMI for 12 months. § And, if you’re buying a new iPhone, you can exchange your current smartphone for instant credit.

Low monthly payments, and the interest is covered with No Cost EMI.

Available with Credit Cards from most leading banks.

No Cost EMI

For a limited time get No Cost EMI for 12 months with qualifying Credit Cards from most leading banks. §

Calculate your monthly instalment options.

Apple Trade In

Save up to ₹46120 when you exchange your eligible smartphone.

Save on the new iPhone you want. Exchange your old smartphone to lower the price of your new iPhone — and your monthly instalments.

Ready. Set. Shop.

Shop Mac

Shop iPad

Shop iPhone

Shop Watch

Shop Accessories

Shop All

Get help buying

Have a question? Call a Specialist or chat online. Call 000800 040 1966.

Free delivery

Buy online and get free contactless delivery.

*Subject to available offers.

§ No Cost EMI available for purchases made using qualifying credit cards on 12 month tenure only. Offer available on qualifying purchases made after 1:30 PM IST on December 6, 2021 and before 11:59 PM IST on January 19, 2022. Minimum order spend applies as per your credit card’s issuing bank threshold. Offer cannot be combined with Apple Store for Education or Corporate Employee Purchase Plan pricing. Credit card eligibility is subject to terms and conditions between you and your credit card issuing bank. Offer may be revised or withdrawn at any time without any prior notice. Offer valid for limited period. Terms & Conditions apply.

Representative example: Based on purchase of ₹73766. Total amount payable ₹79900 paid over 12 months as 12 monthly payments of ₹6658 at an interest rate of 15% p.a. Total interest paid to bank: ₹6134.

‡ Listed pricing is Maximum Retail Price (inclusive of all taxes).

†† We use your location to show you delivery options faster. We found your location using your IP address or because you entered it during a previous visit to Apple.

1. Ways to Buy — EMI, Cashback & Finance Options

More ways to shop: Find a retailer near you. Or call 000800 040 1966 .

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