No apple pay option

If you can’t add cards to Wallet to use with Apple Pay

Get help adding cards to Wallet to use with Apple Pay.

Make sure that you can add a card

If you can’t add a card to Wallet to use with Apple Pay, check Apple Pay on the System Status page. If there’s an issue, try to add a card again after the issue is resolved.

If there is no issue, follow these steps to make sure you can add a card to Wallet:

Apple Pay isn’t available for children under 13. Age varies by country and region. In order to send and receive money with Apple Pay or receive the Apple Cash card, you must be at least 18 years old and a resident of the United States. These services are provided by Green Dot Bank, Member FDIC. Learn more about about sending and receiving money.

Try to add a card

After each step, see if you can add your card to Wallet:

If you still can’t add a card, contact your bank or card issuer for help.

You might be required to download an app from your bank or card issuer to add a card to Wallet. In China mainland, you might be required to create or update a 6-digit passcode.

How to manually add a card to Wallet

1. Open the Wallet app on your iPhone and tap the add button .
2. Tap Continue, then tap Enter Card Details Manually.
3. Enter your card information and tap Next.
4. Enter the requested information.

If you’re in Hong Kong

If you need to add a China UnionPay debit card from HSBC or Hang Seng Bank, enter the full seventeen or nineteen digit number on the front of your card. This includes six non-embossed numbers, ten or twelve embossed numbers, and one smaller embossed number.

If the (+) button is missing in Wallet

If you don’t see the button when you open the Wallet app, your device might be set to the wrong region. First, make sure you’re in a country or region that supports Apple Pay. Then, follow these steps to set the region for your device:

On iPhone or iPad

1. Open the Settings app and tap General.
2. Tap Language & Region, then tap Region.
3. Select your region, then tap Done.

On Apple Watch

1. Open the Watch app on your iPhone.
2. Tap the My Watch tab, then tap General.
3. Tap Language & Region, then tap Region.
4. Select your region.

On MacBook Pro with Touch ID

1. Open Apple menu .
2. Click Language & Region, then check the region.*

*You can’t add Apple Cash to your Mac.

After you follow these steps, open the Wallet app and look for the button. If it’s still missing, contact Apple Support.

If you need help adding Apple Card to your device

Learn more

1. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Apple Card is available only in the United States.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

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Make purchases using Apple Pay

You can pay using Apple Pay in stores, within apps and on the web, and more.

How to pay using Apple Pay in stores and other places

With your iPhone or Apple Watch, you can use Apple Pay in stores, restaurants, gas stations, taxis, or wherever else you see one of these symbols 1 .

Pay with your iPhone

1. To use your default payment card:
   • If your iPhone has Face ID, double-click the side button. Authenticate with Face ID or enter your passcode.
   • If your iPhone has Touch ID, rest your finger on the Touch ID sensor.
2. To use a different card, tap your default card to see your other cards. Tap a new card and authenticate.
3. Hold the top of your iPhone near the contactless reader until you see Done and a checkmark on the display.

Pay with your Apple Watch

1. Double-click the side button.
2. Your default card opens automatically. Scroll down to choose another card.
3. Hold the display of your Apple Watch near the contactless reader until you feel a gentle tap and hear a beep.

Want to see your recent purchases? Learn how to check your Apple Pay transaction history.

How to pay using Apple Pay online or within apps

You can use Apple Pay to pay online in Safari 2,3 or within apps when you see Apple Pay as a payment option.

1. Tap the Apple Pay button or choose Apple Pay as your payment method.
2. To pay with a different card, tap the Next button or the Expand Menu button next to your default card.
3. If necessary, enter your billing, shipping, and contact information. Apple Pay stores that information, so you won’t need to enter it again.
4. Confirm the payment.
   • iPhone or iPad with Face ID: Double-click the side button, then use Face ID or your passcode.
   • iPhone or iPad without Face ID: Use Touch ID or your passcode.
   • Apple Watch: Double-click the side button.
   • Mac with Touch ID: Follow the prompts on the Touch Bar and place your finger on Touch ID. If Touch ID is off, tap the Apple Pay icon on the Touch Bar and follow the prompts on the screen.
   • Mac without Touch ID: Confirm the payment on your Bluetooth-connected iPhone or Apple Watch. Make sure that you’re signed in with the same Apple ID on all devices.
5. When your payment is successful, you’ll see Done and a checkmark on the screen.

1. In addition to accepting Apple Pay, the merchant must accept your payment card and payment network.
2. In China mainland, you can use Apple Pay on the web in Safari only on a compatible iPhone and iPad with the latest version of iOS or iPadOS.
3. In Italy, you can use your iPhone and Apple Watch to make Apple Pay purchases in stores with your Maestro card. Maestro cards can’t be used within apps and on the web. In the Netherlands, you can add Maestro cards to all compatible devices except Mac.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

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Set up Apple Pay

To set up Apple Pay, add a credit, debit, or prepaid card to the Wallet app on your iPhone, Apple Watch, or other compatible device.

To use Apple Pay, you need:

• A compatible device 1 with the latest version of iOS or iPadOS, watchOS, or macOS.
• A supported card from a participating card issuer.
• An Apple ID signed in to iCloud 2 .

Learn if your country/region supports Apple Pay. To check if your card is compatible with Apple Pay, contact your card issuer.

How to add a card for Apple Pay on your iPhone

Add a new debit or credit card to the Wallet app, or add a card you previously used on a device associated with your Apple ID.

Add a new card on your iPhone

1. In the Wallet app, tap the Add button .
2. Tap Debit or Credit Card.
3. Tap Continue.
4. Follow the steps on the screen to add a new card. If prompted, choose your bank or card issuer from the list or find them using the search bar.
5. Verify your information with your bank or card issuer. They might ask you to provide additional information or to download an app before approving your card for use with Apple Pay.
6. If you have a paired Apple Watch, you have the option to also add the card to your watch.

Add a previous card on your iPhone

1. In the Wallet app, tap the Add button .
2. Tap Previous Cards to see cards that you previously added to the Wallet app.
3. Choose the card or cards that you want to add and tap Continue.
4. Follow the steps on the screen to add your card.
5. If necessary, verify your information with your bank or card issuer. They might ask you to provide additional information or to download an app before approving your card for use with Apple Pay.
6. If you have a paired Apple Watch, you have the option to also add the card to your watch.

Once you’ve added your card, you can start using Apple Pay.

To remove a card from the Previous Cards screen, tap Edit > Remove button > Delete. Then, tap Delete Card to confirm and remove the card from all your devices.

How to add a card for Apple Pay on your Apple Watch

You can add a new debit or credit card, or a card you previously used on a device associated with your Apple ID, directly on your Apple Watch. You can also add a card with the Apple Watch app on your paired iPhone.

Add a card for Apple Pay on your Apple Watch

1. On your Apple Watch, open the Wallet app.
2. Scroll down and tap Add Card.
3. Tap Debit or Credit Card to add a new card, or tap Previous Card to choose a card that you previously added to the Wallet app.
4. Tap Continue.
5. Follow the steps on the screen to enter your card information and add your card.
6. If necessary, verify your information with your bank or card issuer using the Apple Watch app on your paired iPhone. They might ask you to provide additional information or to download an app before approving your card for use with Apple Pay.

Apple Watches managed with Family Setup might not be able to add cards directly on the Apple Watch.

Add a card for Apple Pay with the Apple Watch app on your iPhone

1. On your paired iPhone, open the Apple Watch app.
2. In the My Watch tab, tap Wallet & Apple Pay.
3. Tap Add Card.
4. Tap Debit or Credit Card to add a new card, or tap Previous Card to choose a card that you previously added to the Wallet app.
5. Tap Continue.
6. Follow the steps on the screen to add your card.
7. If necessary, verify your information with the bank or card issuer. They might ask you to provide additional information or to download an app before approving your card for use with Apple Pay.

Once you’ve added your card, you can start using Apple Pay.

How to add a card for Apple Pay on your Mac or iPad

1. Open Wallet settings on your device.
   • On your Mac model with Touch ID, go to System Preferences > Wallet & Apple Pay.
   • On your iPad, go to Settings > Wallet & Apple Pay.
2. Tap Add Card. 3,4
3. Follow the steps on the screen to add a card.
4. Verify your information with your bank or card issuer. They might ask for more information.

Once you’ve added your card, you can start using Apple Pay.

On Mac models without built-in Touch ID, you can complete your purchase using Apple Pay on your compatible iPhone or Apple Watch: On your iPhone, go to Settings > Wallet & Apple Pay and turn on Allow Payments on Mac.

1. Make sure that you sign in to iCloud on all your devices. On your iOS device, you need to set up Face ID, Touch ID, or a passcode. On your Apple Watch, you need to set up a passcode. If you sign out of iCloud or remove your passcode, all credit, debit, prepaid, transit, and student ID card will be removed from that device.
2. If you’re less than 13 years old, Apple Pay isn’t available and you can’t add a card in the Wallet app. Age varies by country or region.
3. In China mainland, you can use Apple Pay on the web in Safari only on compatible iPhone and iPad models using iOS 11.2 or later. In the Netherlands, you can use Apple Pay on the web only on a compatible iPhone or iPad.
4. In Italy, you can’t add Maestro cards to iPad or Mac. In Australia, you can’t add eftpos cards to your iPad or Mac. In the Netherlands, you can add Maestro cards to all compatible devices except Mac.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

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Payment methods that you can use with your Apple ID

To buy apps from the App Store, use Apple subscriptions like iCloud+ and Apple Music, or buy other media from Apple, you need an Apple ID and a valid payment method. See what forms of payment are accepted in your country or region.

If you can’t make purchases or update apps, including free apps, you need to update your payment method or add a new one. If you already verified that a payment method is available in your country or region and you’re still having trouble, contact your financial institution.

Find your country or region to learn what payment methods are available

United States and Canada

Latin America and the Caribbean

Europe, Russia, and Central Asia

Middle East and Turkey

United States and Canada

Canada

• Apple Pay 1
• Most credit and debit cards
• PayPal 2
• Apple ID balance (from redeeming Apple Gift Card or adding funds)

United States of America

• Apple Card
• Apple Pay 1
• Apple Cash
• Most credit and debit cards
• PayPal 2
• Apple ID balance (from redeeming Apple Gift Card or adding funds)

Latin America and the Caribbean

Anguilla

• Most credit and debit cards

Antigua and Barbuda

• Most credit and debit cards

Argentina

• Most credit and debit cards

Bahamas

• Most credit and debit cards

Barbados

• Most credit and debit cards

Belize

• Most credit and debit cards

Bermuda

• Most credit and debit cards

Bolivia

• Most credit and debit cards

Brazil

British Virgin Islands

• Most credit and debit cards

Cayman Islands

• Most credit and debit cards

Chile

• Most credit and debit cards
• Apple ID balance (from adding funds)
• Mobile phone billing (through supported carriers)

Colombia

• Most credit and debit cards
• Apple ID balance (from adding funds)

Costa Rica

• Most credit and debit cards

Dominica

• Most credit and debit cards

Dominican Republic

• Most credit and debit cards

Ecuador

• Most credit and debit cards

El Salvador

• Most credit and debit cards

Grenada

• Most credit and debit cards

Guatemala

• Most credit and debit cards

Guyana

• Most credit and debit cards

Honduras

• Most credit and debit cards

Jamaica

• Most credit and debit cards

Mexico

Montserrat

• Most credit and debit cards

Nicaragua

• Most credit and debit cards

Panama

• Most credit and debit cards

Paraguay

• Most credit and debit cards

Peru

• Most credit and debit cards
• Apple ID balance (from adding funds)

St. Kitts and Nevis

• Most credit and debit cards

St. Lucia

• Most credit and debit cards

St. Vincent and the Grenadines

• Most credit and debit cards

Suriname

• Most credit and debit cards

Trinidad and Tobago

• Most credit and debit cards

Turks and Caicos

• Most credit and debit cards

Uruguay

• Most credit and debit cards

Venezuela

• Most credit and debit cards

Europe, Russia, and Central Asia

Albania

Most credit and debit cards

Austria

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• EPS 4 (adding funds only)
• Mobile phone billing (through supported carriers)
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

Belarus

Most credit and debit cards

Belgium

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• Bancontact 4 (adding funds only)
• Mobile phone billing (through supported carriers)
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

Bosnia and Herzegovina

Most credit and debit cards

Bulgaria

• Apple Pay 3
• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from adding funds)

Croatia

• Apple Pay 3
• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from adding funds)

Cyprus

• Apple Pay 3
• Most credit and debit cards
• Apple ID balance (from adding funds)

Czech Republic

• Apple Pay 3
• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from adding funds)

Denmark

• Apple Pay 3
• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

Estonia

• Apple Pay 3
• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from adding funds)

Finland

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• Mobile phone billing (through supported carriers)
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

France

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• Mobile phone billing (through supported carriers)
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

Georgia

Most credit and debit cards

Germany

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• Mobile phone billing (through supported carriers) 6
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

Greece

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
• Mobile phone billing (through supported carriers)

Hungary

• Apple Pay 3
• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from adding funds)

Iceland

• Apple Pay 3
• Most credit and debit cards

Ireland

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
• Mobile phone billing (through supported carriers)

Italy

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• Mobile phone billing (through supported carriers)
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

Kazakhstan

• Most credit and debit cards
• Apple ID balance (from adding funds)

Kosovo

• Most credit and debit cards

Kyrgyzstan

• Most credit and debit cards

Latvia

• Apple Pay 3
• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from adding funds)

Lithuania

• Apple Pay 3
• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from adding funds)

Luxembourg

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• Mobile phone billing (through supported carriers)
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

Malta

• Apple Pay 3
• Most credit and debit cards
• Apple ID balance (from adding funds)

Moldova

• Most credit and debit cards

Montenegro

• Most credit and debit cards

Netherlands

North Macedonia

• Most credit and debit cards

Norway

Poland

Portugal

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• Mobile phone billing (through supported carriers)
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

Romania

• Apple Pay 3
• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from adding funds)

Russia

Serbia

• Most credit and debit cards

Slovakia

• Apple Pay 3
• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from adding funds)

Slovenia

• Apple Pay 3
• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from adding funds)

Spain

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• Mobile phone billing (through supported carriers)
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

Sweden

Switzerland

Tajikistan

• Most credit and debit cards

Turkmenistan

• Most credit and debit cards

Ukraine

• Apple Pay 1
• Most credit and debit cards

United Kingdom

• Apple Pay 3
• Most credit and debit cards
• PayPal 2
• Mobile phone billing (through supported carriers) 6
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

Uzbekistan

• Most credit and debit cards

Africa

Algeria

• Most credit and debit cards

Angola

• Most credit and debit cards

Benin

• Most credit and debit cards

Botswana

• Most credit and debit cards

Burkina Faso

• Most credit and debit cards

Cameroon

• Most credit and debit cards

Cape Verde

• Most credit and debit cards

Chad

• Most credit and debit cards

Congo, Democratic Republic of the

• Most credit and debit cards

Congo, Republic of the

• Most credit and debit cards

Cote d’Ivoire

• Most credit and debit cards

Eswatini

• Most credit and debit cards

Gabon

• Most credit and debit cards

Gambia

Most credit and debit cards

Ghana

Most credit and debit cards

Guinea-Bissau

Most credit and debit cards

Kenya

• Most credit and debit cards

Liberia

• Most credit and debit cards

Madagascar

• Most credit and debit cards

Malawi

• Most credit and debit cards

Mali

• Most credit and debit cards

Mauritania

• Most credit and debit cards

Mauritius

• Most credit and debit cards

Morocco

• Most credit and debit cards

Mozambique

• Most credit and debit cards

Namibia

• Most credit and debit cards

Niger

• Most credit and debit cards

Nigeria

• Most credit and debit cards
• Apple ID balance (from adding funds)

Rwanda

• Most credit and debit cards

São Tomé and Principe

• Most credit and debit cards

Senegal

• Most credit and debit cards

Seychelles

• Most credit and debit cards

Sierra Leone

• Most credit and debit cards

South Africa

Tanzania

• Most credit and debit cards
• Apple ID balance (from adding funds)

Tunisia

• Most credit and debit cards

Uganda

• Most credit and debit cards

Zambia

• Most credit and debit cards

Zimbabwe

• Most credit and debit cards

Asia-Pacific

Australia

• Apple Pay 1
• Most credit and debit cards
• PayPal 2
• Apple ID balance (from redeeming Apple Gift Card or adding funds)

Bhutan

• Most credit and debit cards

Brunei

• Most credit and debit cards

Cambodia

• Most credit and debit cards
• Mobile phone billing (through supported carriers)

China mainland

• UnionPay, PayEase, Chinese bank cards 5,6
• Alipay 2
• WeChatPay 2
• Apple ID balance (from Top-Up cards or adding funds)

Fiji

• Most credit and debit cards

Hong Kong

• Apple Pay 1
• Most credit and debit cards
• AliPay HK
• Mobile phone billing (through supported carriers)
• Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)

India

• Most credit and debit cards
• Apple ID balance (from adding funds)
• Net Banking 4 (adding funds only)
• RuPay 4 (adding funds only)
• UPI 4 (adding funds only)

Indonesia

• DANA
• Most credit and debit cards
• Apple ID balance (from adding funds)
• GoPay

Japan

• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from redeeming Apple Gift Card or adding funds)

Laos

• Most credit and debit cards

Macao

• Most credit and debit cards

Malaysia

• Most credit and debit cards
• Touch’n’Go eWallet
• Mobile phone billing (through supported carriers)

Maldives

• Most credit and debit cards

Micronesia

• Most credit and debit cards

Mongolia

• Most credit and debit cards

Myanmar

• Most credit and debit cards

Nauru

• Most credit and debit cards

Nepal

• Most credit and debit cards

New Zealand

Pakistan

• Most credit and debit cards
• Apple ID balance (from adding funds)

Palau

• Most credit and debit cards

Papua New Guinea

• Most credit and debit cards

Philippines

• GCash
• PayMaya
• Most credit and debit cards
• Mobile phone billing (through supported carriers)

Singapore

Solomon Islands

• Most credit and debit cards

South Korea

• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• kakaopay 2
• PAYCO 2

Sri Lanka

• Most credit and debit cards

Taiwan

Thailand

• Most credit and debit cards
• TrueMoney 7
• Mobile phone billing (through supported carriers)

Tonga

• Most credit and debit cards

Vanuatu

• Most credit and debit cards

Vietnam

• MoMo
• Most credit and debit cards
• Apple ID balance (from adding funds)

Middle East and Turkey

Afghanistan

• Most credit and debit cards

Armenia

• Most credit and debit cards

Azerbaijan

• Most credit and debit cards

Bahrain

• Most credit and debit cards
• Mobile phone billing (through supported carriers)

Egypt

• Most credit and debit cards
• Apple ID balance (from adding funds)

Iraq

• Most credit and debit cards

Israel

• Most credit and debit cards
• PayPal 2
• Apple ID balance (from adding funds)

Jordan

• Most credit and debit cards

Kuwait

• Most credit and debit cards
• Mobile phone billing (through supported carriers)

Lebanon

• Most credit and debit cards

Libya

• Most credit and debit cards

Oman

• Most credit and debit cards
• Mobile phone billing (through supported carriers)

Qatar

• Most credit and debit cards
• Mobile phone billing (through supported carriers)
• Apple ID balance (from adding funds)

Saudi Arabia

Turkey

United Arab Emirates

Yemen

• Most credit and debit cards

1. Apple Pay requires two-factor authentication.
2. You might be asked to verify your account with the payment method provider.
3. When you use Apple Pay in Europe, pay with any eligible card that’s in Wallet on the device that you’re using. Learn more about billing and purchases in Europe.
4. This payment method can’t be used for Family Sharing.
5. You must provide the mobile phone number that your card’s issuing bank has on file for you. Some cards do not have mobile numbers associated with them. If this is the case with your card, contact your bank to update or replace it.
6. This payment method can’t be used for AppleCare+ installment plans. You can’t remove other payment methods if they’re the only accepted payment method for your installment plans.
7. With TrueMoney, you must provide the mobile phone number associated with your TrueMoney account.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

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