Pay contactless with android

Contactless Android Pay is now available in UK

What is Android Pay?

Android Pay is a mobile wallet (an Android equivalent to Apple pay). Your credit cards, debit cards and loyalty cards are stored digitally allowing you to make payments from your handset. For those familiar with Google Wallet, Android Pay is the new, more convenient and secure version of Google Wallet.

How to setup Android Pay:

1. Download Android Pay app on your phone (it is preloaded on several devices)
2. Add your credit or debit card within the app. If you already have a card in your Google account, you can add it to Android Pay by confirming a few details.
3. Simply unlock your phone and tap to use Android Pay at any contactless payment terminal.

Is my handset Android Pay compatible?

Android Pay works with all NFC-enabled Android devices running KitKat 4.4 and above. You do not need a fingerprint reader to access Android Pay. Android Pay also accepts a PIN code, password, or pattern in order to authenticate a transaction. However, Android Pay is not supported in any Android wearables yet.

Which banks support Android Pay?

Android Pay has now launched for more banks in the UK including Bank of Scotland, First Direct, Halifax, HSBC, Lloyds Bank, M&S Bank, NatWest, Royal Bank of Scotland, Ulster Bank, Santander, MBNA and Nationwide Building Society.

Take advantage of Android Pay on an array of Android handsets, including the Samsung Galaxy Note 7, LG V20 and the Motorola Moto Z Sim free available with international and UK shipping.

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Mobile payments – all about contactless payment with a smartphone

Making your customer pay contactless with his/her smartphone: two possibilities

Via smartphone, your customer can pay contactless in two ways.

1. Contactless payment via NFC technology

Your customer needs a smartphone (or other wearable like a smartwatch) equipped with an NFC chip and an active payment app installed that make it possible to pay contactless. Apple Pay, Google Pay and Android Pay are examples of apps that support contactless payment through NFC technology. This is simply the mobile alternative of contactless payment via card and is available on all CCV payment terminals.

2. Contactless payment via QR code

QR code stands for ‘Quick Response’ and is an advanced barcode that contains payment information. Each transaction generates a unique QR code which your customer must scan in order to pay.

As a merchant, you simply enter the right amount on your terminal, select the customer’s preferred payment method (can be Bancontact, Payconiq in BE, Twint in CH for example) and push the QR code button. Your customer then scans this QR-code via his/her payment app of choice .

There are several benefits for the merchant who accepts contactless payment via smartphone:

There are no extra costs

There are no additional costs associated with mobile payment via a QR code or NFC. The transaction costs are the same as for regular electronic payment. And you do not need to pay a subscription fee.

Additional payment method on terminal

The mobile payments option is growing in popularity in Europe , especially among the younger generations and gives you an extra opportunity to accept your customers’ preferred payment method.

Can I receive QR payments?

Most of the CCV terminals are equipped with the right software to accept mobile payments (both NFC and QR code). If you are in doubt about how this works on your terminal, feel free to contact us at ccv.

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Android Contactless Mobile

Today I will pay single-handedly

Turn your Android mobile into a contactless way to pay

The Barclaycard app is designed to make your life easier by packing the features of your Barclaycard into your phone. And now you can turn any compatible Android handset into not only a new contactless way to pay but also an instant replacement Contactless Mobile card if your Barclaycard goes missing. Contactless Mobile is only available for eligible Visa cards.

Get started

You have to be registered for the Barclaycard app to use these features.

If you’re already registered, just make sure you’ve downloaded the latest version of the app then log in and follow the instructions on the right to get set up. There’s even a short tutorial showing you exactly what to do.

If you’re not registered for the Barclaycard app it’s free to download from Google Play.

Set up Android Contactless Mobile

• Unlock the app
• Head to Pay options
• Tap Contactless mobile
• Turn on your card to start making contactless mobile payments

Lost your card?

No worries. If your card goes missing we can download an instant replacement Contactless Mobile card to the app. Just call us. or get in touch via the app and whilst you’re waiting for your new card in the post, you can still continue to pay the contactless way on your mobile.

Once you’ve set up Android Contactless Mobile, wherever you see this little symbol you can use your mobile to pay the fast, easy and secure way. The current contactless limit is £100 but at some retailers you can use Android Contactless Mobile to pay up to £300 by entering your PIN (the one you use with your card).

Is your phone compatible?

To take advantage of these handy features with the app, your Android mobile has to be NFC capable and using an operating system of KitKat 5.0 or above.

You’ll need to have downloaded the latest version of the Barclaycard app and also have an eligible Visa card but sorry, IHG cards are currently excluded.

If Contactless Mobile doesn’t appear in your menu even though you have an eligible Visa card and you’ve updated to the latest version of the app, it means your handset isn’t compatible.

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Android Pay Explained: Contactless Payments, Fingerprint Security And Many Supported Brands

Yesterday, at Google I/O 2015, we looked at the latest version of Android called Android M and some of Google’s plans for this year. These plans included Android Pay, words that have only been used in rumors till now. Google confirmed that it is going ahead with a mobile payment solution and also confirmed that it will be named Android Pay. Phone payment is still an idea very new to consumers especially realizing how Credit Cards have become the norm. Android Pay is set out to change that.

With Android Pay, you would be able to make payments on any physical location without having to open up your wallet. Ofcourse you need a bank account and a registered card. Once you sync it with the framework, you wouldn’t be required to carry your Credit Card everywhere.

What’s Different With Android Pay?

Yes, we will agree that this isn’t something groundbreaking and Google isn’t the first to implement it but what we will argue is the fact that it is probably the best solution available.

Simplicity

The first logical question arises, is it any faster than taking out a Credit Card and swiping it? Well, yes it is. Unlock your phone, swipe it and get a authorization message back confirming everything. That’s how simple it is with Android Pay. You wouldn’t have to worry about signatures, all will be done for you.

Security

Security has always been a priority while dealing with financial systems. Same is the case with Android Pay. Measures will be in place to minimize fraud and spam. During the keynote we were breifly explained as to how Google will achieve this. Basically, your mobile will never communicate the original Credit Card number with machines available at multiple kiosks rather it will generate a unique time-dependent number for each transaction. This ensures your privacy and least probability of any misuse.

Compatibility

As Google wants huge numbers pouring in to adopt Android Pay, the support has been widened to any phone with an NFC chip. A specific Android version wasn’t targeted which makes it even more interesting.

Google will be rolling out Android Pay in the coming months. It has already partnered with thousands of major brands across US and hopes to move it’s tasks all over the globe. Are you willing to try out Android Pay? Let us know in the comments!

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How to make contactless payments by mobile phone

It’s easy to use your phone to make contactless payments!

Nearly one in six Brits (16% of us) have registered to make contactless payments using their smartphones or smartwatches, instead of using a debit or credit card.

Mobile payment services allow you to link your credit or debit card to your smartphone so you can pay for goods and services by tapping your phone on the contactless card reader; you don’t need your card with you.

If you’re deciding whether to start making contactless payments with your smartphone, here’s what you need to know before you make the switch.

Which mobile payment service should I sign up to?

Apple Pay, Google Pay and Samsung Pay are the major mobile payment services in the UK and are supported by most big banks, including First Direct, HSBC, NatWest, Santander, Royal Bank of Scotland, Barclays and Lloyds.

Fitbit and Garmin have their own mobile payment services on some activity trackers and smartwatches, but currently only Santander and Starling Bank support them.

Do all phones support mobile payments?

Not sure whether your phone will support contactless payments? Here’s what you need to know.

• The oldest model you can use Apple Pay on is the iPhone 6 (the Apple watch is also compatible).
• Google Pay works on any Android 5.0 smartphone (or newer) with Near-Field Communication (NFC), and several Wear OS smartwatches including Huawei Watch 2, Fossil and TicWatch models.
• Samsung Pay works on the Samsung Galaxy s6 and more recent models, the Galaxy A series of smartphones and Samsung Galaxy watches.

GHI Tip: Check your Android smartphone is compatible in the Settings menu. Check whether it has NFC under ‘Wireless and Networks’, and which version of the Android operating system software it runs under ‘About Phone’.

Where can I use it?

Anywhere on the high street that takes contactless cards and also has an Apple Pay, Google Pay or Samsung Pay logo is compatible, including Marks and Spencer, Lidl, Pizza Express and Boots.

The contactless limit is now £100 as of October 2021.

Is it safe?

Your card details are not stored on your phone or watch and you can delete your debit or credit card details from your device, even if you lose it.

For more information, see iCloud for Apple Pay; Find my Device for Android devices and, for Samsung gadgets, Find my Samsung.

How do I get started?

On an iPhone, open the Wallet app. If you have an Android smartphone, download the Google Pay app from the Google Play Store. For Samsung handsets, download Samsung pay from the Samsung Galaxy Store.

All three of these apps will then ask you to add your card details by taking a photo of the card itself and your bank will send a verification code as a text message or via phone call.

When you make a payment, unlock your device by placing your finger on the fingerprint sensor or activate facial recognition (iPhones only), then hold the device over the contactless reader.

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