- PayPal Apple Pay — Can I use it?
- Apple Pay and PayPal — the basics
- Try Wise instead
- How to add PayPal to your Apple ID
- Payment methods that you can use with your Apple ID
- Find your country or region to learn what payment methods are available
- United States and Canada
- Latin America and the Caribbean
- Europe, Russia, and Central Asia
- Africa
- Asia-Pacific
- Middle East and Turkey
PayPal Apple Pay — Can I use it?
Apple’s digital wallet — Apple Pay¹ — is a handy way to make purchases in person and online. Unfortunately at the moment, you can’t use Apple Pay and PayPal together — although you can link your Apple ID to PayPal for some in app purchases. This guide will tell you how.
| We’ll also take a look at the Wise multi-currency Mastercard as an alternative to use with your Apple Pay account, to cut costs and spend conveniently. It could end up being up to 4x cheaper for spending abroad. |
|---|
Apple Pay and PayPal — the basics
As we have noted, you can’t use your PayPal account with Apple Pay. That means you can’t use PayPal to fund contactless purchases on the iPhone or Apple Watch. It’s also worth noting that you can’t use a PayPal Cash Card with Apple Pay.²
It is, however, possible to add PayPal to your Apple ID to make in app purchases. That means you can use PayPal to buy from the App Store, Apple Books or iTunes, or to buy Apple iCloud storage.
Try Wise instead
You can’t link your PayPal account or card to Apple Pay. But you can access simple, low cost payments using Apple Pay, if you use a Wise multi-currency account and Mastercard instead. If you’re spending overseas, or shopping online with retailers based abroad, this may also save you money compared to PayPal.
Get a Wise multi-currency account online to hold dozens of currencies and access currency conversion at the mid-market rate. Simply switch to the currency you need for a low, upfront charge, and you can spend using the card, with no additional foreign transaction fees. Link to Apple Pay for convenience, and you’re all set.
| Spend online without a foreign transaction fee using the Wise Mastercard |
|---|
How to add PayPal to your Apple ID
You can use PayPal for purchases using Apple ID. Here’s how to link your PayPal account and Apple ID.⁴
On an iPhone or iPad:
- Click Settings followed by your name
- Select iTunes & App Store
- Choose* Apple ID*, then View Apple ID
- Tap Payment Information, select PayPal and add the required information
On Mac and PC:
- Open* iTunes* and hit Account at the top of the screen
- Select View My Account
- Add your Apple ID password, then hit Edit, to the right of Payment Type
- Choose* PayPal* and click Done in the bottom right corner
On the web:
- Log into the Apple website⁵ and select Payments & Shipping
- Click Edit, Select Payment Method and then PayPal
- Hit Save and you’re done
So there you have it. You can’t use PayPal with Apple Pay — but you can make a limited number of purchases by linking PayPal to your Apple ID. For Apple Pay, why not link to a Wise multi-currency account and Mastercard instead, to save money when you shop.
- Apple — Apple Pay
- PayPal Support Center Can I add my PayPal Cashback Mastercard or PayPal Extras Mastercard to Apple Pay?
- Apple Support Center Payment methods that you can use with your Apple ID
- 9to5mac How to use PayPal for your Apple ID payment method
- Apple — AppleID
All sources checked on 19 May 2020
This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.
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Payment methods that you can use with your Apple ID
To buy apps from the App Store, use Apple subscriptions like iCloud+ and Apple Music, or buy other media from Apple, you need an Apple ID and a valid payment method. See what forms of payment are accepted in your country or region.
If you can’t make purchases or update apps, including free apps, you need to update your payment method or add a new one. If you already verified that a payment method is available in your country or region and you’re still having trouble, contact your financial institution.
Find your country or region to learn what payment methods are available
United States and Canada
Latin America and the Caribbean
Europe, Russia, and Central Asia
Middle East and Turkey
United States and Canada
Canada
- Apple Pay 1
- Most credit and debit cards
- PayPal 2
- Apple ID balance (from redeeming Apple Gift Card or adding funds)
United States of America
- Apple Card
- Apple Pay 1
- Apple Cash
- Most credit and debit cards
- PayPal 2
- Apple ID balance (from redeeming Apple Gift Card or adding funds)
Latin America and the Caribbean
Anguilla
- Most credit and debit cards
Antigua and Barbuda
- Most credit and debit cards
Argentina
- Most credit and debit cards
Bahamas
- Most credit and debit cards
Barbados
- Most credit and debit cards
Belize
- Most credit and debit cards
Bermuda
- Most credit and debit cards
Bolivia
- Most credit and debit cards
Brazil
British Virgin Islands
- Most credit and debit cards
Cayman Islands
- Most credit and debit cards
Chile
- Most credit and debit cards
- Apple ID balance (from adding funds)
- Mobile phone billing (through supported carriers)
Colombia
- Most credit and debit cards
- Apple ID balance (from adding funds)
Costa Rica
- Most credit and debit cards
Dominica
- Most credit and debit cards
Dominican Republic
- Most credit and debit cards
Ecuador
- Most credit and debit cards
El Salvador
- Most credit and debit cards
Grenada
- Most credit and debit cards
Guatemala
- Most credit and debit cards
Guyana
- Most credit and debit cards
Honduras
- Most credit and debit cards
Jamaica
- Most credit and debit cards
Mexico
Montserrat
- Most credit and debit cards
Nicaragua
- Most credit and debit cards
Panama
- Most credit and debit cards
Paraguay
- Most credit and debit cards
Peru
- Most credit and debit cards
- Apple ID balance (from adding funds)
St. Kitts and Nevis
- Most credit and debit cards
St. Lucia
- Most credit and debit cards
St. Vincent and the Grenadines
- Most credit and debit cards
Suriname
- Most credit and debit cards
Trinidad and Tobago
- Most credit and debit cards
Turks and Caicos
- Most credit and debit cards
Uruguay
- Most credit and debit cards
Venezuela
- Most credit and debit cards
Europe, Russia, and Central Asia
Albania
- Most credit and debit cards
Austria
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- EPS 4 (adding funds only)
- Mobile phone billing (through supported carriers)
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
Belarus
- Most credit and debit cards
Belgium
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- Bancontact 4 (adding funds only)
- Mobile phone billing (through supported carriers)
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
Bosnia and Herzegovina
- Most credit and debit cards
Bulgaria
- Apple Pay 3
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from adding funds)
Croatia
- Apple Pay 3
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from adding funds)
Cyprus
- Apple Pay 3
- Most credit and debit cards
- Apple ID balance (from adding funds)
Czech Republic
- Apple Pay 3
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from adding funds)
Denmark
- Apple Pay 3
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
Estonia
- Apple Pay 3
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from adding funds)
Finland
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- Mobile phone billing (through supported carriers)
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
France
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- Mobile phone billing (through supported carriers)
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
Georgia
- Most credit and debit cards
Germany
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- Mobile phone billing (through supported carriers) 6
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
Greece
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
- Mobile phone billing (through supported carriers)
Hungary
- Apple Pay 3
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from adding funds)
Iceland
- Apple Pay 3
- Most credit and debit cards
Ireland
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
- Mobile phone billing (through supported carriers)
Italy
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- Mobile phone billing (through supported carriers)
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
Kazakhstan
- Most credit and debit cards
- Apple ID balance (from adding funds)
- Mobile phone billing (through supported carriers)
Kosovo
- Most credit and debit cards
Kyrgyzstan
- Most credit and debit cards
Latvia
- Apple Pay 3
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from adding funds)
Lithuania
- Apple Pay 3
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from adding funds)
Luxembourg
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- Mobile phone billing (through supported carriers)
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
Malta
- Apple Pay 3
- Most credit and debit cards
- Apple ID balance (from adding funds)
Moldova
- Most credit and debit cards
Montenegro
- Most credit and debit cards
Netherlands
North Macedonia
- Most credit and debit cards
Norway
Poland
Portugal
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- Mobile phone billing (through supported carriers)
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
Romania
- Apple Pay 3
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from adding funds)
Russia
Serbia
- Most credit and debit cards
Slovakia
- Apple Pay 3
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from adding funds)
Slovenia
- Apple Pay 3
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from adding funds)
Spain
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- Mobile phone billing (through supported carriers)
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
Sweden
Switzerland
Tajikistan
- Most credit and debit cards
Turkmenistan
- Most credit and debit cards
Ukraine
- Apple Pay 1
- Most credit and debit cards
United Kingdom
- Apple Pay 3
- Most credit and debit cards
- PayPal 2
- Mobile phone billing (through supported carriers) 6
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
Uzbekistan
- Most credit and debit cards
Africa
Algeria
- Most credit and debit cards
Angola
- Most credit and debit cards
Benin
- Most credit and debit cards
Botswana
- Most credit and debit cards
Burkina Faso
- Most credit and debit cards
Cameroon
- Most credit and debit cards
Cape Verde
- Most credit and debit cards
Chad
- Most credit and debit cards
Congo, Democratic Republic of the
- Most credit and debit cards
Congo, Republic of the
- Most credit and debit cards
Cote d’Ivoire
- Most credit and debit cards
Eswatini
- Most credit and debit cards
Gabon
- Most credit and debit cards
Gambia
- Most credit and debit cards
Ghana
- Most credit and debit cards
Guinea-Bissau
- Most credit and debit cards
Kenya
- Most credit and debit cards
Liberia
- Most credit and debit cards
Madagascar
- Most credit and debit cards
Malawi
- Most credit and debit cards
Mali
- Most credit and debit cards
Mauritania
- Most credit and debit cards
Mauritius
- Most credit and debit cards
Morocco
- Most credit and debit cards
Mozambique
- Most credit and debit cards
Namibia
- Most credit and debit cards
Niger
- Most credit and debit cards
Nigeria
- Most credit and debit cards
- Apple ID balance (from adding funds)
Rwanda
- Most credit and debit cards
São Tomé and Principe
- Most credit and debit cards
Senegal
- Most credit and debit cards
Seychelles
- Most credit and debit cards
Sierra Leone
- Most credit and debit cards
South Africa
Tanzania
- Most credit and debit cards
- Apple ID balance (from adding funds)
Tunisia
- Most credit and debit cards
Uganda
- Most credit and debit cards
Zambia
- Most credit and debit cards
Zimbabwe
- Most credit and debit cards
Asia-Pacific
Australia
- Apple Pay 1
- Most credit and debit cards
- PayPal 2
- Apple ID balance (from redeeming Apple Gift Card or adding funds)
Bhutan
- Most credit and debit cards
Brunei
- Most credit and debit cards
Cambodia
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
China mainland
- UnionPay, PayEase, Chinese bank cards 5,6
- Alipay 2
- WeChatPay 2
- Apple ID balance (from Top-Up cards or adding funds)
Fiji
- Most credit and debit cards
Hong Kong
- Apple Pay 1
- Most credit and debit cards
- AliPay HK
- Mobile phone billing (through supported carriers)
- Apple ID balance (from redeeming App Store & iTunes Gift Cards or adding funds)
India
- Most credit and debit cards
- Apple ID balance (from adding funds)
- Net Banking 4 (adding funds only)
- RuPay 4 (adding funds only)
- UPI 4 (adding funds only)
Indonesia
- DANA
- Most credit and debit cards
- Apple ID balance (from adding funds)
- GoPay
Japan
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from redeeming Apple Gift Card or adding funds)
Laos
- Most credit and debit cards
Macao
- Most credit and debit cards
Malaysia
- Most credit and debit cards
- Touch’n’Go eWallet
- Mobile phone billing (through supported carriers)
Maldives
- Most credit and debit cards
Micronesia
- Most credit and debit cards
Mongolia
- Most credit and debit cards
Myanmar
- Most credit and debit cards
Nauru
- Most credit and debit cards
Nepal
- Most credit and debit cards
New Zealand
Pakistan
- Most credit and debit cards
- Apple ID balance (from adding funds)
Palau
- Most credit and debit cards
Papua New Guinea
- Most credit and debit cards
Philippines
- GCash
- PayMaya
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
Singapore
Solomon Islands
- Most credit and debit cards
South Korea
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- kakaopay 2
- PAYCO 2
Sri Lanka
- Most credit and debit cards
Taiwan
Thailand
- Most credit and debit cards
- TrueMoney 7
- Mobile phone billing (through supported carriers)
Tonga
- Most credit and debit cards
Vanuatu
- Most credit and debit cards
Vietnam
- MoMo
- Most credit and debit cards
- Apple ID balance (from adding funds)
Middle East and Turkey
Afghanistan
- Most credit and debit cards
Armenia
- Most credit and debit cards
Azerbaijan
- Most credit and debit cards
Bahrain
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
Egypt
- Most credit and debit cards
- Apple ID balance (from adding funds)
Iraq
- Most credit and debit cards
Israel
- Most credit and debit cards
- PayPal 2
- Apple ID balance (from adding funds)
Jordan
- Most credit and debit cards
Kuwait
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
Lebanon
- Most credit and debit cards
Libya
- Most credit and debit cards
Oman
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
Qatar
- Most credit and debit cards
- Mobile phone billing (through supported carriers)
- Apple ID balance (from adding funds)
Saudi Arabia
Turkey
United Arab Emirates
Yemen
- Most credit and debit cards
- Apple Pay requires two-factor authentication.
- You might be asked to verify your account with the payment method provider.
- When you use Apple Pay in Europe, pay with any eligible card that’s in Wallet on the device that you’re using. Learn more about billing and purchases in Europe.
- This payment method can’t be used for Family Sharing.
- You must provide the mobile phone number that your card’s issuing bank has on file for you. Some cards do not have mobile numbers associated with them. If this is the case with your card, contact your bank to update or replace it.
- This payment method can’t be used for AppleCare+ installment plans. You can’t remove other payment methods if they’re the only accepted payment method for your installment plans.
- With TrueMoney, you must provide the mobile phone number associated with your TrueMoney account.
Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.
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