What apple pays employees

Developer

Apple Pay Programming Guide

About Apple Pay

Apple Pay is a mobile payment technology that provides an easy and secure way for users to pay for real-world goods and services in your iOS apps, watchOS apps, and websites on Safari. This programming guide discusses Apple Pay in iOS apps.

For Apple Pay on the web, see Apple Pay JS.

For digital goods and services delivered within the app, see In-App Purchase Programming Guide.

Working with Apple Pay

Apps that use Apple Pay need to enable the Apple Pay capabilities in Xcode. You also register a merchant ID and create a Payment Processing certificate, which is a cryptographic key that is used to securely send payment data to your server.

To initiate a payment, your app creates a payment request. This request includes the subtotal for the services and goods purchased, as well as any additional charges for tax, shipping, or discounts. Pass this request to a payment authorization view controller, which displays the request to the user and prompts for any needed information, such as a shipping or billing address. Your delegate is called to update the request as the user interacts with the view controller.

As soon as the user authorizes the payment, Apple Pay encrypts payment information to prevent an unauthorized third party from accessing it. On the device, Apple Pay sends the payment request to the Secure Element, which is a dedicated chip on the user’s device. The Secure Element adds the payment data for the specified card and merchant, creating an encrypted payment token. It then passes this token to Apple’s servers, where it is reencrypted using your Payment Processing certificate. Finally, the servers pass the token back to your app for processing.

The payment token is never accessed or stored on Apple’s servers. The servers simply reencrypt the token using your certificate. This process lets your app securely encrypt the payment information without it having to distribute your Payment Processing certificate as part of the app.

For more information about Apple Pay’s security, see iOS Security Guide.

In most cases, your app passes the encrypted payment token to a third-party payment solution provider to decrypt and process the payment. However, if your team has an existing payment infrastructure, you can decrypt and process the payment on your own server.

For information about payment solution providers that support Apple Pay, see Apple Pay — Apple Developer.

Testing Apple Pay Transactions

Use the Apple Pay Sandbox environment to test your transactions with test payment cards.

In App Store Connect, create a test account. This account works for both App Store and Apple Pay testing.

On a valid test device, log into iCloud using the test account.

In the Wallet app, add a new card using manual entry.

Logging in and out of your iCloud account removes your cards. Test cards can only be used in the Sandbox environment. Additionally, the Sandbox environment tests only the connection between your app and the test card network. It does not test the connection between your app and your payment solution provider.

Источник

Apple Pay

Here to pay.

Apple Pay is the one way to pay. It replaces your
physical cards
and cash with an easier, safer, more
secure, and private payment method — whether you’re
in a store, online, or sending cash to friends or family.
It’s money, made modern.

Shop with Apple Pay now through 12/15 and get exclusive deals from Ray‑Ban, Columbia, and more. See offers

Faster and easier
than

using cards
or cash.

Accepted at
over

retailers
in the U.S.

Safer than
touching
buttons
and

Privacy and
security

It’s ready
and set.
Just go.

Setup in seconds. Apple Pay is simple to set up. Just add your credit or debit card to the Wallet app on your iPhone and you’re ready to go. You still get all your card’s rewards and benefits — so you won’t miss out on any hard-earned points or miles.

Apple Pay is already on your device. Apple Pay is built into iPhone, Apple Watch, Mac, and iPad. No separate app to download. No complicated processes to complete. No hassles.

Use Apple Cash with Apple Pay. Apple Pay powers Apple Cash, which works a lot like a debit card and lets you send and receive money right in Messages. Just set up your Apple Cash card in the Wallet app and send money to your squad for brunch — or ask them to pay you back. 1

Easy.
Does it all.

Grab from the
corner cafe. Load
up your app.
Order a new online.
Have delivered.

Subscribe to .
Get

from a
vending machine.

supermarket.
Just look

for
or when
you check out.

At stores and more. Apple Pay is accepted at over 85 percent of retailers in the U.S., so you can likely use it wherever and however you want. If you’re not sure, just ask. Apple Pay works anywhere that takes contactless payments — from vending machines and grocery stores to taxis and subway stations.

Online and in apps. Use Apple Pay for purchases in Safari on your iPhone, iPad, or Mac. You can skip the lengthy checkout forms and pay with just a touch or a glance. Or use Apple Pay to subscribe to services like Apple Music, Apple News+, and Apple TV+, buy apps and games on the App Store, and upgrade your iCloud storage.

Safe and
sound.

Personal data. Protected. When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers. And when you pay, your card numbers are never shared by Apple with merchants.

Your purchases stay private. When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.

Tap more. Touch less. Apple Pay works right from your device, helping you avoid touching buttons and terminals, handling cards, and exchanging cash. So you keep your hands clean and are less likely to pick up — and spread — germs.

Get started
with
Apple Pay.

In case you
missed anything.

How do I use Apple Pay?

You can use Apple Pay to make purchases in stores, on websites, and in apps. It’s widely accepted, simple, safe, secure, and private.

How secure is Apple Pay?

Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode are required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers.

When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order — such as your name, email address, and billing and shipping addresses.

When you pay with a debit or credit card, Apple doesn’t keep transaction information that can be tied back to you. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.

How do I set up Apple Pay?

It’s simple. Just add a credit, debit, or prepaid card to the Wallet app on your iPhone. And remember to add your cards to any other Apple devices you want to use with Apple Pay. It works on iPhone, Apple Watch, Mac, and iPad.

Which banks support Apple Pay?

Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support Apple Pay here. If your card does not yet support Apple Pay, contact your bank for more information.

Does it cost extra to use Apple Pay?

No. Apple does not charge any fees when you use Apple Pay — in stores, online, or in apps.

Can I use Apple Pay abroad?

Apple Pay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseas usage.

How can my business accept Apple Pay?

If your business already accepts credit and debit cards, simply contact your payment provider to start accepting Apple Pay. Contact merchant support for more information. If you want to accept Apple Pay on your website or in your app, visit Apple Pay for developers.

How do I let my customers know I accept Apple Pay?

Download the Apple Pay mark to use within email, on your terminal screen, on your website, and in your app. You can also order Apple Pay decals to put on your storefront window and register.

Wallet

All your credit and debit cards,
transit cards, boarding passes,
and more. All in one place.

Apple Card

The credit card reimagined —
with no fees, unlimited Daily Cash

back, and helpful financial tools. 2

Apple Cash

Use it to send and receive

money in Messages and wherever

Apple Pay is accepted.

Set up
Apple Pay
on your
Apple device.

iPhone

Open the Wallet app
and tap to add a card.

Apple Watch

Open the Apple Watch
app on your iPhone,
tap Wallet & Apple Pay,
and then tap Add Card.

Go to Settings
Wallet & Apple Pay
and tap Add Card.

On models with Touch ID,
go to System Preferences
Wallet & Apple Pay and
tap Add Card.

Источник

Apple Store Pay: Apple Genius & Specialist Salary & Pay Ranges

Have you ever wanted to work at an Apple Store? Do you wonder how much you’ll get paid? Here are the average salaries and hourly wages for Apple Genius, Apple Specialist, and Apple Concierge positions inside the Apple Store. These are self reported numbers so they should be considered pretty accurate.

Apple Specialist Pay

The Apple Specialist position pays on average $11.64/hour, with the pay rate ranging from $9 to $16, likely depending on location and overall experience. This data is from 334 salaries reported to GlassDoor.com:

From my research, it does not look like Apple Specialist positions pay a flat salary, although it does appear that they are eligible for standard benefits through Apple if they work over a certain number of hours a week (likely 40, but this is unknown).

Apple Genius Salary & Pay

Other than Apple Store Managers, the Apple Genius is probably the highest paying position at an Apple Store. Here’s the scale of how the Genius position pays:

Apple Genius Average Salary: $37,954
Apple Genius Low-End salary: $32,000 – this is likely the starting salary for most Apple Genius positions in smaller to medium sized cities
Apple Genius High-End Salary: $49,000 – with more experience and working in a larger city (New York, San Francisco, etc), Apple Genius’s earn significantly more

The above graphs are from GlassDoor which is a site that features self-reported salary and wages for various jobs. Although there is always a chance for inflation, the aspect of anonymity generally insures reliably reported incomes to the site.

Apple Genius Hourly Wage

If you do the math from the reported salaries on GlassDoor, the hourly wage for an Apple Genius position varies from $14-$25/hour, which is line with their stated hourly rates. This is also verified by some leaked hiring documents from 2008, which showed a wage of $17/hour for working as an Apple Genius in a smaller major US city (see below):

The above image is from MacBlogz who looks like they went about getting hired by Apple for the sole intention of leaking the hiring process and documents. The image is a few years old but the wage is likely very similar today for the Genius position in smaller to medium sized cities.

Apple Store Concierge Pay

The range for Apple Store Concierge positions is $10-$14/hour, with an average of $11.34, as reported by 36 employees to GlassDoor.

Apple Store Bonuses

There are bonuses reported by Apple Store employees and they range from $200 to $5000 per year. It is hard to know what exactly determines the bonus and if they are in the form of cash, stock, or Apple hardware, but most reports indicate that bonuses are rewarded on a quarterly basis based on the Apple Store achieving and outperforming sales numbers. Other bonuses may include free Apple hardware, a few years ago it was widely reported that every Apple employee received a free iPhone, this likely qualifies as a bonus.

Apple Store Employee Discounts

The other major perk of working at an Apple Store is the employee discount program, which is reported to be a consistent 10% off all purchases on anything in the Apple Store, and a once-yearly discount of 25% off the purchase of any new hardware. Additionally, Apple Store employees reportedly get three vouchers per year that they can give to friends and family for 15% off the purchase of Apple hardware.

Apple Store Hiring and Knowledge

With Apple becoming more popular it’s no surprise that working for them is becoming increasingly competitive. The more you know, the better. As Apple’s product line grows it’s expected you’ll know more than just about the Mac or iPhone, but also about iOS and the accompanying hardware. The level of technical competency varies depending on the position, with the Apple Genius likely requiring the most technical knowledge, and Apple Specialist and Concierge positions requiring less technical knowledge but more people and sales orientated skill sets. You can read more about Apple’s retail hiring practices and requirements at Apple’s Retail website.

Of course, if you know everything there is to know about Apple and you’re a developer, you can completely leapfrog the Apple Store and try to go it alone as a developer. Independent iOS Developers are in high demand and if you’re talented enough with Objective C, you can directly capitalize on the high costs of iPhone & iPad development and make up to $250/hour creating iOS apps for clients. After seeing the iPhone development wages, it makes you want to study up on iOS development doesn’t it?

Источник

What apple pays employees